Medical Insurance

Malaysia’s government strongly subsidizes medical care expenses through the public health system. As a result, patients just have to spend a few Ringgit for medical visits and examinations. Policies and standards are regulated by the Ministry of Health. It also uses general taxes to finance the public health insurance sector. The federal government spends about 4.4 percent of its GDP on healthcare. Individual patients bear roughly 44.5 percent of expenses by the small fees they must pay at each appointment.

Medical insurance coverage is wide-ranging and covers most health, medical and disease conditions. Medical insurance is covered for all employees:

  • Medical coverage up to RM10,000 to each worker for treatment and hospitalization in government hospitals. Medical benefits would be charged consistent with Third (3rd) Class room and board, up to a maximum of RM60 per day. The scheme covers injuries, accidents, and sickness.
  •  The annual premium for each worker is RM120 excluding 6% service tax and RM10 stamp duty.
  • The annual premium is to be borne by the worker except for the plantation industry and domestic maids where premiums would be borne by the employer.

For many people, medical insurance is a lifeline. Despite the fact that Malaysia is blessed with government hospitals and clinics that provide treatment at a low cost, there are long wait times for consultations, treatment, and surgery.

More info about Medical Insurance, click here https://www.fmm.org.my/[email protected]_Worker_Medical_Insurance.aspx

List of Government Hospital in Johor:

No Hospital Alamat Bandar
1. Hospital Sultanah Aminah Johor Bahru Johor Bahru
2. Hospital Sultan Ismail Jalan Persiaran Mutiara Emas Utama, Taman Mount Austin Johor Bahru
3. Hospital Permai Jalan Tampoi Johor Bahru
4. Hospital Sultanah Nora Ismail Jalan Korma,83000 Batu Pahat Batu Pahat
5. Hospital Enche’ Besar Hajjah Kalsom, Kluang KM 5, Jln Kota Tinggi Kluang
6. Hospital Temenggong Seri Maharaja Tun Ibrahim Hospital Temenggong Seri Maharaja Tun Ibrahim, 81000 Kulai Kulai
7. Hospital Tangkak Jalan Hospital, Tangkak Muar Muar
8. Hospital Mersing Jalan Ismail Mersing
9. Hospital Pontian Jalan Alsagoff Pontian
10. Hospital Segamat KM 6 Jalan Genuang Segamat
11. Hospital Pakar Sultanah Fatimah Jalan Salleh Muar
12. Hospital Kota Tinggi Jalan Tun Habah Kota Tinggi

For a further list of hospital, click this https://www.moh.gov.my/index.php/database_stores/store_view/3